Savvy shoppers save money with gift card offers

With each holiday, I see an increasing number of bonus gift card offers. They go something like this: Buy a gift card for a specified dollar amount and get a lesser gift card for free. Savvy shoppers can take advantage of these incentives to save a few pennies.

For Example:

For example, my local Safeway is offering a $10 coupon on my next shopping trip if I buy $100 or more in Visa Gift Cards. Now, Visa gift cards typically have an activation fee. But if the activation fee is less than ten dollars, then I could earn a few bucks just by buying the gift card. But do I need a Visa gift card? Sure. Here is how you pocket a few dollars without buying unnecessarily.

Take Advantage:

• Buy a Visa gift card for your personal shopping–an upcoming vacation or just daily expenses. You’re spending the money anyway. Putting your money on the gift card first simply allows you to get the bonus groceries.
• Buy a Visa gift card to put kids on a budget. Got kids going off to college, in need of spending money, or wanting to do a little back to school shopping?  With a Visa gift card, they can shop anywhere they want, but have to stay within the limit of the funds on the gift card.
• Plan ahead and buy gifts early. Think about upcoming birthdays, weddings, or even holiday shopping. If you’re going to spend the money in the near future, might as well save on groceries while you’re at it.

Expiration Dates?

One word of caution is to check the expiration dates. Thanks to gift card laws changing in August, the gift card you buy will be good for at least five years so you don’t have to worry about shopping too early. But the bonus gift card (in this case coupon), is likely only to be good for a specified period of time. So check restrictions before you buy.

Think Ahead

If you’re buying more than one gift card, you might need to do it in separate transactions so you can get the bonus for each gift card purchased–rather than one bonus for the total number of gift cards you buy. Check with the cashier to see if there is limit so you don’t over strategize.

Treat a family to a trip around the rink.

Tired of nagging my kids to pick up their shoes, stop fighting, talk nice, get ready for school, clear the dishes, flush the toilet, and so forth, I plunked a jelly jar on the counter one day and blurted out, “Fill this jar with beans before holiday break and I’ll take you ice skating.”

I laid out a fairly simple reward structure–do what I say without negotiating, earn a bean. Do me a favor (e.g. let your brother go first), earn a bonus bean. Tell me something nice a sibling did instead of a tattle-tale, earn five beans. Having never been ice skating, the kids snapped to attention and filled the jar before school got out and just before their interest in the whole gimmick ended. (Rumor has it Dad abused the system and awarded a fistful of beans in exchange for a Saturday afternoon nap at some point.) Nonetheless, the kids filled the jar so we took them ice skating this week for the very first time. 

Family Fun for Everyone!

We had so much fun, I couldn’t help but add ice skating to the list of family gift card ideas. To give the gift of ice skating, I would get a gift card to a nearby rink and download the public skating schedule. Then I’d get either an inexpensive set of gloves or a pair of warm, tall socks for everyone in the family. You could also add a travel bottle of hand sanitizer, hot chocolate mix, or matching beanies as well.  Love that.

Teryn gave us a gift card to the movies plus free babysitting.

My 20-year-old step-daughter lived with us for about six months. Though we tried to insulate her from the constant chaos of kids, Teryn couldn’t escape the early morning wake-up calls, dinnertime negotiations, and a constant barrage of questions (“Where are you going?” “Who are you talking to?” “Why do you go to school at night?”).

It’s no surprise she knew exactly what Paul and I needed for Christmas–a babysitter!

Teryn gave us a movie gift card and a homemade ticket that reads, “Redeem for a night off. Admit 3. Ages 9, 7, and 5.” This gift is a treat for the whole family because I get to enjoy a date with my husband and the kids get to spend an evening with their big sister. The movie gift card is a wonderful bonus, but the babysitting alone is all she really needed to do. We can’t wait to redeem this very special gift card!

Click here for more Family Gift Card ideas.

Put yourself on the Nice list.

Still trying to figure out what to get your boyfriend, girlfriend, or spouse for Christmas this year? Maybe you’re over thinking it. We only launched this web site a couple of weeks ago and already readers are telling us we’ve changed the course of their holiday shopping. Instead of stressing at the mall, they’re multi-tasking at the grocery store. Instead of fretting over sizes, likes, and dislikes, they’re gift carding with confidence—anxious for the recipient to open their gift. (When was the last time you gave someone a gift card and couldn’t wait for them to open it?)

Get inspired from suggestions sent in by some of our readers:

• Nice List.  With a note pad and a pen, attach a gift card to the department store. That’s what Carole did and then she wrote, “Make your OWN list.  Check it Twice.  Then with this gift card.  Get YOURSELF something nice.”

Restaurant gift card and Beano for the old farts!

• Seasons Greetings.  Attach a gift card to the cooking store, BBQ store, grocery store, or any old store to a bottle of seasoning or marinade. Write “Seasons Greetings” on the tag. Go one level deeper and select a seasoning appropriate for the gift card.  Chipotle seasoning with a Chipotle restaurant gift card, for example.
• Yule log.   Attach a family entertainment gift card (movies, video, bowling, etc.) to a Duraflame log.  Write, “Hoping YULE have a Merry Christmas” or “Warmest Wishes this Holiday Season.”
• Warm Wishes.  Warm greetings are also appropriate with a pair of gloves, a scarf, or some hand warmers.  Attach those to a gift card to a café or any place you can get a delicious mug of hot chocolate and be sure to add “Warmest Wishes” to the card.
• Old Fart.  Brooke took gift carding to a new (lower) level with this restaurant gift card attached to a bottle of Beano.  She wrote, “Happy date night you old farts!”
• Dreaming of.  Get a gift card to Dream Dinners or any place designed to help busy women (make and take dinners, spa, salon).  Tell her you’re “Dreaming of a White Christmas” and a day she doesn’t have to work so hard.
• Rock my world.  Get a gift card for downloadable music and write a note that says, “You Rock my World.” Add it to something romantic like a box of chocolates, a candle, or a fun pair of pj’s.

Check out the For Her and For Him sections for more gift carding ideas you can pull together in time for Christmas.

DRAMA-FREE Christmas

After the post on turning a gift card into an ornament, my mom got into the spirit and created one of her own for an ornament exchange. It’s so cute, I had to share it with you…and will probably copy it myself this holiday season.

My mom got fancy with the details (no surprise), but all you need is a movie gift card and a little ribbon. Tie it up with a note that says, “Wishing you a DRAMA-FREE Christmas!” or “Hope this is the only drama you see this holiday season.” Cute!

Holiday CD and an iTunes gift card hidden in homemade ornament.

I got invited to the most delightful ornament exchange this holiday season complete with wonderful ladies, delicious treats, and a pile of decadently wrapped ornaments in the middle of the room.  I’m a practical gal, as you know, so I decided to get something useful rather than lavish.  Dare I say, it was a hit?

The ornament limit was $10.  I bought a $10 iTunes gift card from Safeway (part of the savings offer we talked about last week).  Then I made a mix CD of my new favorite Christmas songs.  I quickly put the CD and gift card together in a homemade CD holder shaped like an ornament and wrote, “Rockin’ around the Christmas Tree” on the front.

After an initial look of horror on the recipient’s face as she opened something clearly made out of construction paper and a rushed cutting job, the ladies cooed as she revealed the contents of the ornament.  My non-ornament hit the “three steals” limit before landing in it’s final resting place–with a woman who said her kids would love it!  So maybe her tree won’t be donning a new fancy bauble, but her kids will be feeling the holiday spirit nonetheless.

I have another ornament exchange later this week.  I’m going to channel my inner-Martha Stewart and try making a dangling ornament instead–ribbons attached to graduating larger circles until the gift card is revealed.  Or not.  It depends on how much time I have.