Did you know that you can shop Costco WITHOUT a membership? According to this article I read on the Plastic Jungle Blog, you can enter and shop this members-only retailer with a Costco Cash Card instead.

That’s great news because it means you can GIVE a Costco gift card without fretting over the recipient’s membership status.

Who Wants a Costco Cash Card?

There is always something I WANT at Costco, but have to exercise self-control to keep out of the cart. How fun would it be to shop Costco with a gift card instead!?! Sign me up!

A Costco Cash Card makes a great gift for:

• Mother’s Dad – Yes, there are groceries galore. Explain that this gift card is only good for personal shopping. Then hold her to it!
• Father’s Day – Does he even know there are golf clubs, tents, batteries, and more inside this super store? I’m not sure I want my husband to find out.
• Graduation – Grad can stock up on everything from business suits to printer paper and a year’s supply of deoderant.
• Family – Besides the mundane things each family needs, Costco has great equipment for family playtime such as camping, water skiing, snow skiing, tennis, and backyard equipment. I’m not sure I want my kids to see this stuff either.

Costco simply works for a broad range of occasions and people–including Thank You gifts for coach, teacher, admin, and beyond.

Can Costco Deliver?

One drawback of a Costco Cash Card is that it is not fancy–in the least. But I think you can get around this limitation with a few tips.

Double your Discount

Costco also sells discount gift cards for local restaurants and attractions. If you take advantage of Plastic Jungle’s discount Costco Cash Card, you’re already saving 2% on your purchases. If you use THAT cash card to purchase a gift card AT Costco, then the savings increase. You’ll stack a 2% Plastic Jungle savings onto a roughly 20% Costco gift card savings. Nice.

Before Easter, I bought a $100 JC Penney gift card from Plastic Jungle for $84. Today I am reporting back on my shopping trip.

The Purchase

I used the gift card to buy the following Easter clothes for my two boys:

• Two pair of khaki pants
• Two Izod pastel shirts
• Two coordinating ties

The Savings

The grand total came to $100.05. I handed over the $100 e-gift card I’d printed on the computer and owed just a nickle more. Remember, however, that I REALLY only paid $84.05 for my purchase. And yes, I felt just a little smug as I strutted out of the mall with my double-digit savings. I’m no extreme couponer, but am pretty proud of myself when I create a deal using a little smarts.

Worth the Effort

Because I already planned to shop JC Penney for Easter clothes, taking a few minutes to order a discount gift card before making the trek is like flipping through the ads before walking out the door. The process is simple. And if you order e-gift cards, the gift cards arrive the same day. These are the sites I regularly use.

Think Ahead

The holidays aren’t the only time you’ll likely have some pre-planned shopping to do. There’s “back to school” time, spring break, and summer vacation that will likely spur shopping as well. Think ahead and consider purchasing discount gift cards to ease the financial burden during these times of the year.

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If you’re planning to buy a new Easter dress, have a birthday gift to purchase, or are in the process of updating your home decor for spring, then check out these deals on gift cards. Plastic Jungle, one of the many gift card exchange sites, sells gift cards for less than face value. The discount offered depends on the popularity of the card. But in many cases, you will save at least double digits.

Through March 30th

While supplies last, take advantage of the following offers:

• Save 13% on JC Penney gift cards
• Save 9% on Old Navy gift cards
• Save 9% on Banana Republic gift cards
• Save 12% Kohl’s Options gift cards
• Save 16% on Anthropologie gift cards
• Save 6% on Best Buy gift cards

Follow my lead

I just ordered a couple of e-Gift Cards from JC Penney. I had already planned to shop there for my boys’ Easter Sunday clothes. Since I am able to get these cards quickly (don’t have to wait for the plastic cards to arrive in the mail), I decided to buy two for my upcoming shopping trip. I feel pretty good having done this because I often shop that store for my kids. This way I know I’m getting a deal before I even head to the register.

Gift cards are great, if you get the one that you want–or at least one you know you can use. But if you know immediately that this is one you are not likely to use (ever), then do something about it right now! Don’t stick it in your wallet for months hoping to feel differently, trade it in for another card or for cash.

Exchange Unwanted Gift Cards

There are many ways to turn a gift card into cash. You won’t get the full value of the card, but getting a high percentage of cash back is better than holding the card indefinitely and getting nothing. Below are two gift card swap sites I’ve used personally:

• Plastic Jungle: Sell your gift cards for cash! Get up to 92% of the balance. You can opt to get paid by check, PayPal, exchange for an Amazon.com gift card.
• Cardpool.com: Sell Your Gift Cards For Cash at Cardpool.com! You only receive payment by check, but you can actually sell the gift card electronically–meaning you can cash it in without sending the physical card.

Sneaky Alternative

If you received a gift card to a store that has a kiosk, then go to the store and use your gift card to buy a new one. For example, if you received a Michael’s Craft Store coupon and you’re crafted out from the holidays, go to Michael’s anyway. But a new gift card from their kiosk and pay for it with the Michael’s gift card. Totally works. Totally legit. More legwork than using a swap website, but you get full value for the card.

And don’t forget to check out my other advice: Eight Ways to Use Your Gift Cards.

Do you shop JC Penney or Kohl’s? If so, click over to GiftCardRescue.com and buy gift cards for personal shopping.

3 Reasons to Buy Gift Cards for Youself?

If you shop these stores anyway, might as well get 16% savings before you even head into the store. Here are 3 reasons to buy gift cards now for future purchases:

• Back to School Shopping – Ease the budget crunch that happens at the start of each school year. Both stores have great Back to School sales. So buy the gift card now and combine the 16% savings with in-store offers and you can save a bundle.
• Cheap summer clothes – We just went through the kids drawers and all are in need of shorts and t-shirts for the summer. With a 16% savings at either store, I can get what we need for less.
• Graduation or Wedding gift – Give the gift card as the gift or use the 16% savings to buy a traditional gift at either of these stores. They have everything from clothes to furnishings.

Break it up!

Wanna know a trick? You can buy a gift card with a gift card–which allows you to get a gift card that looks like new or break up the dollar amount into smaller gift card denominations. For example, get a $100 gift card at GiftCardRescue.com for $84. When the used gift card arrives in the mail, go to JC Penney and buy two $50 gift cards that look new and are ready to gift. (Plus, that’s an easy way to ensure the gift card is valid.

Jamba Juice is doing it right this holiday season. At participating locations, you can buy a $25 gift card and get a free smoothie. If you’re a Jamba Juice regular, buy the gift card for yourself and start slurping! If you’re going to give a Jamba Juice gift card, then this next offer is even better.

Gift with Purchase

As Kevin B at the San Ramon Jamba Juice explains, for $15, you get a 22 oz. Tumbler and a $5 Jamba Juice gift card. I love ths promotion because it follows my 5 Steps to Better Gift Card Giving. The gift card can be used at a variety of locations, is in a usable amount ($5 is plenty for Jamba Juice), and the recipient gets to “open something.” This would make a great gift for teachers, office staff, and others you want to give a small token to this holiday season.

Add a Personal Scoop

Make it even more personal by putting a list of your favorite smoothies or the “secret Jamba Juice menu” inside the tumbler. Have fun with it.